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  2. Registered retirement savings plan - Wikipedia

    en.wikipedia.org/wiki/Registered_retirement...

    While the original purpose of RRSPs was to help Canadians save for retirement, it is possible to use RRSP funds to help purchase one's first home under what is known as the Home Buyers' Plan (HBP). [19] An RRSP holder can borrow, tax-free, up to $35,000 [20] from their RRSP (and another $35,000 from a spousal RRSP) towards buying their ...

  3. Wealthsimple - Wikipedia

    en.wikipedia.org/wiki/Wealthsimple

    Wealthsimple Cash is a peer-to-peer cash transfer platform. [26] In April 2018, the company began offering Smart Savings (later known as Wealthsimple Save), a savings account with a 1.7% interest rate. [35] [36] In July 2022, the site promoted the rate at 1.0%. [37]

  4. Retirement planning - Wikipedia

    en.wikipedia.org/wiki/Retirement_planning

    Retirement planning, in a financial context, refers to the allocation of savings or revenue for retirement. The goal of retirement planning is to achieve financial independence. The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire

  5. How Much Do I Need To Retire? Retirement Calculator and Tips

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  6. 3 Ways to Lower Your Taxes Without Breaking the Law

    www.aol.com/3-ways-lower-taxes-without-165010042...

    Maxing out retirement plan contributions could lower your IRS bills. Funding an HSA could shield income from taxes. Harvesting investment losses could work to your benefit. Whether you make ...

  7. Federal Employees Retirement System - Wikipedia

    en.wikipedia.org/wiki/Federal_Employees...

    Most new federal employees hired on or after January 1, 1987, are automatically covered under FERS. Those newly hired and certain employees rehired between January 1, 1984, and December 31, 1986, were automatically converted to coverage under FERS on January 1, 1987; the portion of time under the old system is referred to as "CSRS Offset" and only that portion falls under the CSRS rules.

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