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Lock in today's best rates in decades on certificates of deposits on a range of CD terms — from 6 months to 5 years. Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on ...
With economists projecting multiple Fed rate cuts this year, opening a CD right means you can continue earning strong yields of up to 4.27% APY into next year, no matter how low rates drop in the ...
Image source: Getty Images. For most of 2024, certificates of deposit (CDs) had been offering their highest rates in decades. If you shopped around, you could get a CD with a 5.50% APY or higher.
At the conclusion of its first rate-setting policy meeting of the year, on January 29, 2025, the Federal Reserve announced it was leaving the federal funds target interest rate at 4.25% to 4.50% ...
At the conclusion of its eighth and final rate-setting policy meeting of the year on December 18, 2024, the Federal Reserve announced it was lowering the federal funds target interest rate by 25 ...
Whether there will be a rate cut announcement at that meeting or a future one in 2024 is up in the air. But if you like the idea of a CD at 5%, then your best bet is to open one between now and ...