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PAX Technology S90 credit card terminal with a Visa card inserted.. A payment terminal, also known as a point of sale (POS) terminal, credit card machine, card reader, PIN pad, EFTPOS terminal (or by the older term as PDQ terminal which stands for "Process Data Quickly" [1]), is a device which interfaces with payment cards to make electronic funds transfers.
These products include color graphic displays, interfaces, ECR compatibility, key pads, signature capture functionality, and other features that serve customers in a multi-lane retail environment. The company's “MX solutions” [ 53 ] also feature a modular hardware architecture that allows merchants to introduce capabilities, such as ...
A card-based transaction typically travels from a transaction-acquiring device, such as a point-of-sale terminal (POS) or an automated teller machine (ATM), through a series of networks, to a card issuing system for authorization against the card holder's account. The transaction data contains information derived from the card (e.g., the card ...
The point of sale (POS) or point of purchase (POP) is the time and place at which a retail transaction is completed.At the point of sale, the merchant calculates the amount owed by the customer, indicates that amount, may prepare an invoice for the customer (which may be a cash register printout), and indicates the options for the customer to make payment.
This is an accepted version of this page This is the latest accepted revision, reviewed on 15 February 2025. Electronic telecommunications device to perform financial transactions Several terms redirect here. For other uses, see Cash machine (disambiguation), Money machine (disambiguation), and ATM (disambiguation). An old Nixdorf ATM Smaller indoor ATMs dispense money inside convenience ...
An EMV credit card. EMV is a payment method based on a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. . EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standa
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