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In May 2018, Heartland's Direct Call Account received a 5-star rating from CANSTAR in its Flexible Saver and Regular Saver categories. [16] In June 2018, Heartland launched a mobile app for its deposit customers to give them better control over their investments. [17] [18] In July 2018, Heartland was named Canstar Bank of the Year – Savings. [19]
That same year, Presidential became the first U.S. bank to open bank accounts over the internet. According to research by Online Banking Report, at the end of 1999 less than 0.4% of households in the U.S. were using online banking. At the beginning of 2004, some 33 million U.S. households (31%) were using some form of online banking.
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