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  2. Limitation of Liability Act of 1851 - Wikipedia

    en.wikipedia.org/wiki/Limitation_of_Liability...

    In United States maritime law, the Limitation of Liability Act of 1851, codified as 46 U.S.C. § 30523 since December 2022, states that the owner of a vessel may limit damage claims to the value of the vessel at the end of the voyage plus "pending freight", as long as the owner can prove it lacked knowledge of the problem beforehand.

  3. Liability insurance - Wikipedia

    en.wikipedia.org/wiki/Liability_insurance

    Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.

  4. Insurance regulatory law - Wikipedia

    en.wikipedia.org/wiki/Insurance_regulatory_law

    Insurance regulatory law is the body of statutory law, administrative regulations and jurisprudence that governs and regulates the insurance industry and those engaged in the business of insurance. Insurance regulatory law is primarily enforced through regulations, rules and directives by state insurance departments as authorized and directed ...

  5. California FAIR Plan insurance: What it is and how it works - AOL

    www.aol.com/finance/california-fair-plan...

    Ordinance/law coverage: ... and can provide liability insurance. A DIC policy also typically offers coverage for landslides, mudflows, earthquakes and floods. ... Home dwelling coverage limits are ...

  6. Exclusion clause - Wikipedia

    en.wikipedia.org/wiki/Exclusion_clause

    Limitation clause: The clause places a limit on the amount that can be claimed for a breach of contract, regardless of the actual loss. Time limitation : The clause states that an action for a claim must be commenced within a certain period of time or the cause of action becomes extinguished.

  7. These states are increasing minimum coverage requirements in 2025

    www.aol.com/finance/states-increasing-minimum...

    New minimum car insurance liability limits: 30/60/15 Change effective Jan. 1, 2025 The 2025 minimum coverage increase in California marks the first time coverage requirements have changed in 56 years.

  8. How a 173-year-old law created for wooden ships could ...

    www.aol.com/finance/173-old-law-created-wooden...

    The Limitation of Liability Act of 1851, according to a law professor who spoke to Fortune, could afford some protections to Singapore-based Grace Ocean, which owns the Dali, which struck the ...

  9. Directors and officers liability insurance - Wikipedia

    en.wikipedia.org/wiki/Directors_and_officers...

    Directors and officers liability insurance (also written directors' and officers' liability insurance; [1] often called D&O) is liability insurance payable to the directors and officers of a company, or to the organization itself, as indemnification (reimbursement) for losses or advancement of defense costs in the event an insured suffers such a loss as a result of a legal action brought for ...