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If you're relying on federal student loans to help you pay for college, you'll first need to complete your Free Application for Federal Student Aid (FAFSA). The information you provide on the ...
Using a loan calculator can help determine the exact monthly payments for a loan, making it easier to budget and avoid mistakes. It's important to calculate the total cost of a loan to understand ...
A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [2] The Revised Pay As You Earn Plan is available to all Direct Loan borrowers regardless of when the money was borrowed.
The federal government offers unsubsidized Stafford Loans, which are available to any family regardless of need, as a source of funds to cover the unmet need. In cases in which a student qualifies for merit-based (rather than need-based) financial aid, the student and their family may pay less than the EFC.
It all depends on your interest rate and the length of the loan. Interest rates on federal loans might range from less than 3% to more than 7%, according to the U.S. Department of Education’s ...
An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.
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