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  2. Act of God - Wikipedia

    en.wikipedia.org/wiki/Act_of_God

    In legal usage in the English-speaking world, an act of God, act of nature, or damnum fatale ("loss arising from inevitable accident") is an event caused by no direct human action (e.g. severe or extreme weather and other natural disasters) for which individual persons are not responsible and cannot be held legally liable for loss of life, injury, or property damage.

  3. 'What America should look like:' loss in the Altadena fires ...

    www.aol.com/america-look-loss-altadena-fires...

    Dave Jones was California’s state insurance commissioner from 2011 to 2019, and an early proponent of tying climate risk to the homeowners' insurance market. Jones said his former agency will ...

  4. Los Angeles wildfires: What happens to my mortgage after a ...

    www.aol.com/finance/los-angeles-wildfires...

    For homeowners insurance policies, contact your insurance provider directly. More resources for homeowners affected by natural disaster. DisasterAssistance.gov. Fannie Mae disaster resources. FEMA app

  5. Homeowners Insurance Doesn't Cover Everything. Here's What ...

    www.aol.com/homeowners-insurance-doesnt-cover...

    Here's the deal: your standard homeowners insurance policy doesn't cover everything. Yes, if your roof caves in during a snowstorm or a rogue tree branch smashes through your window, it will step in.

  6. Home insurance - Wikipedia

    en.wikipedia.org/wiki/Home_insurance

    In addition to standard home insurance, some 8 million households in the UK are categorized as being a "non-standard" risk. These households require a specialist or non-standard insurer that would cover home insurance needs for people that have criminal convictions and/or where the property suffers subsidence or has previously been underpinned.

  7. Property insurance - Wikipedia

    en.wikipedia.org/wiki/Property_insurance

    An 18th-century fire insurance contract. Property insurance can be traced to the Great Fire of London, which in 1666 devoured more than 13,000 houses.The devastating effects of the fire converted the development of insurance "from a matter of convenience into one of urgency, a change of opinion reflected in Sir Christopher Wren's inclusion of a site for 'the Insurance Office' in his new plan ...

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