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  2. Late fee - Wikipedia

    en.wikipedia.org/wiki/Late_fee

    For example, when the Aberdeen Free Library in Scotland opened in 1886, borrowers were fined a penny a week for every week a book was held longer than a fortnight. [ 2 ] Public libraries in New York began charging overdue fees in the late 1800s at a rate of 1 cent/day.

  3. Grace period - Wikipedia

    en.wikipedia.org/wiki/Grace_period

    It can also be a time period after a payment due date within which the fee can be paid without penalty. For example, late charges may not be incurred for payments due on the first of the month if they are paid on or before the tenth of the month. [5] In the United States, almost all credit cards offer a grace period on purchase transactions.

  4. Invoice - Wikipedia

    en.wikipedia.org/wiki/Invoice

    An invoice, bill, tab, or bill of costs is a commercial document that includes an itemized list of goods or services furnished by a seller to a buyer relating to a sale transaction, that usually specifies the price and terms of sale., quantities, and agreed-upon prices and terms of sale for products or services the seller had provided the buyer.

  5. Business groups hit back at efforts to cap credit card late fees

    www.aol.com/news/business-groups-hit-back-biden...

    The Biden administration is seeking to impose a new limit on the typical credit card late fee, ... the Consumer Financial Protection Bureau has exceeded its authority," the business group said in ...

  6. Discounts and allowances - Wikipedia

    en.wikipedia.org/wiki/Discounts_and_allowances

    Examples of these functions are warehousing and shelf stocking. Trade discounts are often combined to include a series of functions, for example 20/12/5 could indicate a 20% discount for warehousing the product, an additional 12% discount for shipping the product, and an additional 5% discount for keeping the shelves stocked.

  7. Dishonoured cheque - Wikipedia

    en.wikipedia.org/wiki/Dishonoured_cheque

    The check drawer will be responsible to cover the amount of the check, plus all fees to which the recipient is legally entitled, plus a program fee. The drawer will also be required to take a course designed to improve check-writing habits. These programs are controversial and in recent years have come under fire in lawsuits.

  8. Accord and satisfaction - Wikipedia

    en.wikipedia.org/wiki/Accord_and_satisfaction

    Another example would be where a lender agrees to lend $100,000 at 5.0% interest for 30 years, and at the closing the loan documents are all drawn up for a loan with a 6.0% interest rate. If the lender agrees to reduce the closing costs by an extra $1000 and the borrowers agree, then there has been an accord and satisfaction.

  9. Flat rate - Wikipedia

    en.wikipedia.org/wiki/Flat_rate

    A flat fee, also referred to as a flat rate or a linear rate refers to a pricing structure that charges a single fixed fee for a service, regardless of usage. [1] Less commonly, the term may refer to a rate that does not vary with usage or time of use.