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  2. How to consolidate student loans & why you might want to

    www.aol.com/finance/consolidate-student-loans...

    Student loan consolidation will not hurt your credit score and your new interest rate will be based on the weighted average of your existing loans. Refinancing with a private lender requires a ...

  3. Pros and cons of consolidating student loans

    www.aol.com/finance/pros-cons-consolidating...

    But with Direct Consolidation Loans, your interest rate is calculated as the weighted-average interest rate of the loans you’re consolidating, rounded up to the nearest one-eighth of a percent ...

  4. Federal student loan consolidation - Wikipedia

    en.wikipedia.org/wiki/Federal_student_loan...

    The Federal Loan Consolidation Program was created in 1986. In 1998, the United States Congress changed the interest rate to the aforementioned fixed rate weighted mean, effective February 1, 1999.

  5. Student loans in the United States - Wikipedia

    en.wikipedia.org/wiki/Student_loans_in_the...

    The Health Care and Education Reconciliation Act of 2010 (HCERA) ended private-sector lending under the Federal Family Education Loan Program (FFELP) starting July 1, 2010; all subsidized and unsubsidized Stafford loans, PLUS loans, and Consolidation loans are under the Federal Direct Loan Program.

  6. Have Bad Credit? You Can Still Consolidate Some of Your ...

    www.aol.com/finance/bad-credit-still-consolidate...

    Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

  7. Federal Direct Student Loan Program - Wikipedia

    en.wikipedia.org/wiki/Federal_Direct_Student...

    In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

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