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FC : Format code "B" (The format described here. Format "A" is reserved for proprietary use.) PAN : Payment card number 4400664987366029, up to 19 digits; FS : Field separator "^" NM : Name, 2 to 26 characters (including separators, where appropriate, between surname, first name etc.) FS : Field separator "^" ED : Expiration data, 4 digits or "^"
A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card ...
These codes are in slightly different places for different card issuers. The CSC for Visa, Mastercard, and Discover credit cards is a three-digit number on the back of the card, to the right of the signature box. The CSC for American Express is a four-digit code on the front of the card above the account number. See the figures to the right for ...
The TVR is a series of bits set by the terminal reading an EMV card, based on logical tests (for example has the card expired). This data object is used in the terminal's decision whether to accept, decline or go on-line for a payment transaction. The format of the TVR is as follows: [2] [3]
ISO 8583 is an international standard for financial transaction card originated interchange messaging. It is the International Organization for Standardization standard for systems that exchange electronic transactions initiated by cardholders using payment cards.
Card schemes are payment networks linked to payment cards, such as debit or credit cards, of which a bank or any other eligible financial institution can become a member. By becoming a member of the scheme, the member then gets the possibility to issue cards or acquire merchants operating on the network of that card scheme.
An address verification service (AVS) is a service provided by major credit card processors to enable merchants to authenticate ownership of a credit or debit card used by a customer. [1] AVS is done as part of the merchant's request for authorization in a non-face-to-face credit card transaction.
An "informative" (i.e. non-mandatory) annex [7] describes how an ID-000 sized card may be included in an ID-1 size card for processing (e.g. in an ID-1 reader), but with "relief areas around the perimeter of the ID-000 size card to allow it to be removed from the ID-1 size card without punching tools".