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  2. What is a 609 dispute letter? - AOL

    www.aol.com/finance/609-dispute-letter-221731481...

    The credit bureau may share your letter and supporting documents to help the creditor investigate the account. Using the information from your dispute, the creditors will review their files to ...

  3. How to protect your deceased loved one’s credit after death

    www.aol.com/finance/protect-deceased-loved-one...

    However, sample letters online might be helpful, like this one from the South Carolina Department of Consumer Affairs. ... When you write your letter to the credit bureaus, you should also request ...

  4. Can a goodwill letter get late payments removed from your ...

    www.aol.com/finance/goodwill-letters-payments...

    A goodwill letter is not a credit dispute. A dispute asks a credit bureau to verify the accuracy of something on your credit report, while a goodwill letter asks creditors for leniency on a ...

  5. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  6. Consumer Financial Protection Bureau - Wikipedia

    en.wikipedia.org/wiki/Consumer_Financial...

    The Consumer Financial Protection Bureau (CFPB) is an independent agency of the United States government responsible for consumer protection in the financial sector.CFPB's jurisdiction includes banks, credit unions, securities firms, payday lenders, mortgage-servicing operations, foreclosure relief services, debt collectors, for-profit colleges, and other financial companies operating in the ...

  7. Debt validation - Wikipedia

    en.wikipedia.org/wiki/Debt_validation

    Debt validation, or "debt verification", refers to a consumer's right to challenge a debt and/or receive written verification of a debt from a debt collector. The right to dispute the debt and receive validation are part of the consumer's rights under the United States Federal Fair Debt Collection Practices Act (FDCPA) and are set out in §809 of that act, which has been codified in Title 15 ...