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A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...
Legally, an indirect “loan” is not technically a loan; when a car buyer obtains financing facilitated by a dealership, the buyer and dealer sign a Retail Installment Sales Contract rather than a loan agreement. The dealer then typically sells or assigns that contract to a bank, credit union, or other financial institution.
Rate cuts from the Fed will take some of the edge off of the rising cost of financing a car. McBride expects five-year new car loans to hit 7 percent from their current 7.71 percent level, while ...
UFMB acquired StellarOne Bank in 2014, [13] and in 2015, UFMB rebranded to Union Bank & Trust (UB&T). [14] Following the acquisitions of Access National Bank and Middleburg Bank (which merged in 2017), as well as Xenith Bank, [ 15 ] UB&T then rebranded and became known as Atlantic Union Bank in 2019, [ 16 ] [ 17 ] in order to reflect the ...
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Union Bank, a wholly owned subsidiary of Union Bankshares, Inc., is a U.S. community bank based in Morrisville, Vermont. The bank provides commercial, retail, and municipal banking services and asset management services throughout Northern Vermont and New Hampshire. The bank operates 20 branches, three loan centers and several ATMs in the ...