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  2. What is an ADU, and can building one increase your home ... - AOL

    www.aol.com/finance/adu-building-one-increase...

    Type of ADU. Average cost per square foot. Average cost for a 600-square-foot unit. Prefab unit. $80 – $160. $50,000 – $100,000. Attached unit. $125 – $225

  3. Home valuation code of conduct - Wikipedia

    en.wikipedia.org/wiki/Home_valuation_code_of_conduct

    There are only 75,000 appraisers today. I am sure the number was higher in 2008. Maybe 90,000+/- but not 1 M. There is no correlation to the loss of employees to HVCC. The correlation is the loss of employees is a direct result of a market crash. It was a joint agreement between Fannie Mae, Freddie Mac and OFHEO (now FHFA). Missing money from ...

  4. What will an ADU do to your property taxes and resale value?

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  5. Uniform Residential Appraisal Report - Wikipedia

    en.wikipedia.org/wiki/Uniform_Residential...

    The most current incarnation of the URAR is the Fannie Mae Form 1004 [1] updated for March 2005. It is considered a full appraisal with all three approaches to value, cost approach, sales comparison approach, and income approach. [2]

  6. Conforming loan - Wikipedia

    en.wikipedia.org/wiki/Conforming_loan

    The new Jumbo-Conforming program was adopted by Fannie Mae and Freddie Mac effective from April 1, 2008 until December 31, 2010. [6] The bill was signed into law by President Bush on February 13, 2008, [ 7 ] but the new rates were not being honored by any lenders (as of March 30, 2015).

  7. What is Fannie Mae? All about America’s big mortgage ... - AOL

    www.aol.com/finance/fannie-mae-america-big...

    An FNMA loan, aka a conforming loan or Fannie Mae-backed mortgage, is a loan or mortgage that has been sold to the Federal National Mortgage Association (FNMA, or Fannie Mae) — or one that meets ...

  8. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Fannie Mae and Freddie Mac are the two largest companies that purchase mortgages from other lenders in the United States. Many lenders will underwrite their files according to their guidelines, but to ensure the eligibility to be purchased by Fannie Mae and Freddie Mac, underwriters will utilize what is called automated underwriting. This is a ...

  9. Guide to first-time homebuyer loans and programs - AOL

    www.aol.com/finance/guide-first-time-homebuyer...

    Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620.