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  2. Think You'll Get Full Social Security? Missing This 35-Year ...

    www.aol.com/think-youll-full-social-security...

    If You Worked Only 20 Years: Social Security will factor in 15 zero-income years, which has an even more dramatic effect. With nearly half of your calculation based on zero-earning years, the ...

  3. How Social Security benefits are calculated - AOL

    www.aol.com/finance/social-security-benefits...

    The formula for calculating your PIA is based on the average indexed monthly earnings, or AIME, in your 35 highest-earning years after age 21, up to the Social Security wage base.

  4. How Many Years Do You Need To Work To Receive Social Security?

    www.aol.com/many-years-receive-social-security...

    While you don’t have to work 35 years in order to file for Social Security, if you can put in at least 35 high-earning years, the size of your ultimate payout will increase and make retirement ...

  5. Social Security (United States) - Wikipedia

    en.wikipedia.org/wiki/Social_Security_(United...

    Average in more working years. Social Security benefits are now based on an average of a worker's 35 highest paid annual salaries with zeros averaged in if there are fewer than 35 years of covered wages. The averaging period could be increased to 38 or 40 years, which could potentially reduce the deficit by 10% to 20%, respectively. [citation ...

  6. Applying for Social Security in 2025? 3 Things You Should Do ...

    www.aol.com/finance/applying-social-security...

    Birth Year. Full Retirement Age (FRA) 1943 to 1954. 66. 1955. 66 and 2 months. 1956. 66 and 4 months. 1957. 66 and 6 months. 1958. 66 and 8 months. 1959. 66 and 10 months

  7. Social Security Administration - Wikipedia

    en.wikipedia.org/wiki/Social_Security_Administration

    Otherwise benefits such as Supplemental Security Income (SSI) are given based on need. The Social Security Administration was established by the Social Security Act of 1935 and is codified in 42 U.S.C. § 901 (49 Stat. 635). It was created in 1935 as the "Social Security Board", then assumed its present name in 1946.

  8. From Gen Z to Boomers: A Generational Guide to Social Security

    www.aol.com/gen-z-boomers-generational-guide...

    Your benefit amount is based on your 35 highest-earning years. The calculation always uses 35 years, so if you work fewer years than that — you’ll qualify for Social Security as long as you ...

  9. And the difference in waiting until FRA versus 62 years old can be financially significant, with the Social Security Administration noting that someone retiring at FRA in 2024 could get a maximum ...