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  2. Best No Credit Check Loans for 2023 - AOL

    www.aol.com/finance/best-no-credit-check-loans...

    Most lenders do a type of credit check called a hard credit pull when a borrower applies for a personal loan. A hard pull shows up on your credit report and can affect your credit score. A few ...

  3. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check installment loans. With no-credit-check installment loans, you borrow a lump sum of money and repay it over time through fixed monthly payments. They usually come with larger ...

  4. Best No Credit Check Loans: 2022’s Top Online Direct Lenders

    www.aol.com/entertainment/best-no-credit-check...

    MoneyMutual has been one of the top lenders operating since 2010 to offer no-credit-check loans. It helps millions of Americans by serving as a one-stop online marketplace, allowing a secure and ...

  5. LendingClub - Wikipedia

    en.wikipedia.org/wiki/LendingClub

    LendingClub was initially launched on Facebook as one of Facebook's first applications. [9] [10] After receiving $10.26 million in a Series A funding round in August 2007, from venture capital investors Norwest Venture Partners and Canaan Partners, LendingClub was developed into a full-scale peer-to-peer lending company.

  6. Predatory lending - Wikipedia

    en.wikipedia.org/wiki/Predatory_lending

    Subprime lenders specialize in B, C, and D paper. [18] Predatory lending is the practice of overcharging a borrower for rates and fees, average fee should be 1%, these lenders were charging borrowers over 5%. [19] Consumers without challenged credit loans should be underwritten with prime lenders. In 2004, 69% of borrowers were from subprime ...

  7. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    In New York City, these are called check-cashing stores, and they are legally exempted from the 25 percent criminal usury cap. [4] Alternative financial services are typically provided by non-bank financial institutions, although person-to-person lending and crowd funding also play a role. These alternative financial service providers are ...

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