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2. Are Sallie Mae student loans federal or private? - AOL

   www.aol.com/finance/sallie-mae-student-loans...

   Perkins loans are need-based and have a fixed rate of 5%, while direct subsidized and unsubsidized loans are available to all undergraduates, with an interest rate of 5.50%. Parent PLUS loans are ...

3. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   The US first major government loan program was the Student Loan Marketing Association (Sallie Mae), formed in 1973. [19] [clarification needed] Before 2010, federal loans included: loans originated and funded directly by the Department of Education (ED) government guaranteed loans originated and funded by private investors.

4. Student loan - Wikipedia

   en.wikipedia.org/wiki/Student_loan

   Federal student loan interest rates are established by Congress and listed in § 20 U.S.C. § 1087E(b). Because the interest rates are established by Congress, interest rates are a political decision. In 2010, the federal student loan program ran a multibillion-dollar "negative subsidy", or profit, for the federal government.

5. How to choose a student credit card - AOL

   www.aol.com/finance/choose-student-credit-card...

   Here are the other factors you’ll need to compare when choosing a student credit card: Annual percentage rates (APRs): There are a few types of APRs when it comes to credit cards, ...

6. U.S. prime rate - Wikipedia

   en.wikipedia.org/wiki/U.S._Prime_Rate

   The prime rate is used often as an index in calculating rate changes to adjustable rate mortgages (ARM) and other variable rate short term loans. It is used in the calculation of some private student loans. Many credit cards with variable interest rates have their rate specified as the prime rate (index) plus a fixed value commonly called the ...

7. How the Fed rate changes impact student loan interest rates - AOL

   www.aol.com/finance/fed-rate-hikes-impact...

   If you have a fixed-rate private student loan: If you have private student loans with a fixed interest rate, Fed changes won’t affect you, since a fixed interest rate is locked in for the ...