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These are some of the benefits of a life insurance policy during retirement: Supplemental Retirement Income. Whole and universal life insurance policies accrue cash value over time. This cash ...
Discover how universal life insurance offers lifelong coverage, cash value growth and flexible premiums, plus the pros and cons of indexed policies.
Just as investments can be an integral part of your financial plan, so too can life insurance.Universal life insurance, in particular, offers a unique blend of insurance coverage and investment ...
A similar type of policy that was developed from universal life insurance is the variable universal life insurance policy (VUL). VUL lets the cash value be directed to a number of separate accounts that operate like mutual funds and can be invested in stock or bond investments with greater risk and potential growth.
Transamerica primarily offers insurance, retirement, and investment services. Types of life and health insurance policies offered include term life, whole life, universal life, variable universal life, accidental death, and final expense. Transamerica companies also offer a variety of mutual funds and annuities. [24]
Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]
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