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2. Mortgage - Wikipedia

   en.wikipedia.org/wiki/Mortgage

   The loan to value ratio (or LTV) is the size of the loan against the value of the property. Therefore, a mortgage loan in which the purchaser has made a down payment of 20% has a loan to value ratio of 80%. For loans made against properties that the borrower already owns, the loan to value ratio will be imputed against the estimated value of ...

3. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   If a property's title has multiple mortgage liens and the loan secured by a first mortgage is paid off, the second mortgage lien will move up in priority and become the new first mortgage lien on the title. Documenting this new priority arrangement will require the release of the mortgage securing the paid-off loan.

4. Security interest - Wikipedia

   en.wikipedia.org/wiki/Security_interest

   Security interests may be taken on any type of property. The law divides property into two classes: personal property and real property. Real property is the land, the buildings affixed to it and the rights that go with the land. Personal property is defined as any property other than real property.

5. 4 ways to get equity out of your home — and what to know ...

   www.aol.com/finance/how-to-get-equity-out-of...

   With a reverse mortgage, you take out a loan against your home — with closing costs and interest rates — only instead of making payments to a bank or lender, the reverse mortgage pays you from ...

6. Home equity loan or HELOC vs. cash-out mortgage refinance - AOL

   www.aol.com/finance/home-equity-loan-heloc-vs...

   Loan term: Up to 30 years. Repayment structure: ... Aside from using the same property as collateral, it’s a separate animal. ... Taking out any kind of loan against your home is a big decision ...

7. What are non-conforming loans? - AOL

   www.aol.com/finance/non-conforming-loans...

   Hard money loans: A hard money loan is a non-conforming loan providing a borrower with short-term funding. Real estate investors often seek them out because they need money to flip a property, but ...