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  2. Debt consolidation vs. debt payoff vs. debt counseling: What ...

    www.aol.com/finance/debt-consolidation-vs-debt...

    "The ideal candidate for debt consolidation is someone with a credit score of at least 670 and a debt-to-income ratio of 35%, meaning the debt payments are no more than 35% of their income," says ...

  3. Pros and cons of debt consolidation: Is it a good idea?

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    Benefits of debt consolidation. Debt consolidation is often the best way to organize your current debt and simplify repayment. Consolidation, if used correctly, offers benefits that could save you ...

  4. What is a debt consolidation loan — and can it help you lower ...

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    Benefits of consolidating debt with a loan. You can save money. If you can qualify a lower rate than your original debts, the total cost of the loan will naturally be lower, even if you take the ...

  5. 8 Ways to Use a Debt Consolidation Loan for Your Credit Card Debt

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    Bottom Line. Debt consolidation can be a practical solution for simplifying credit card debt management, offering the potential for lower interest rates, lower overall monthly payments, and a more ...

  6. How to consolidate debt without hurting your credit

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    Depending on the method used, debt consolidation can also help lower your overall interest rate. You can consolidate your debt in a few ways. How you decide to consolidate your debt can change how ...

  7. Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time

  8. Debt management and debt consolidation are two widely used strategies for helping individuals manage excessive debt and regain financial stability. Debt Management vs. Debt Consolidation: Which is ...

  9. What can I use a debt consolidation loan for?

    www.aol.com/finance/debt-consolidation-loan...

    Benefits and drawbacks of debt consolidation loans. Securing a debt consolidation loan can be an excellent way to handle paying down your debts, but the move comes with risk. Consider the benefits ...

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