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  2. Mortgage rate locks: What they are, how they work — and why ...

    www.aol.com/finance/what-is-mortgage-rate-lock...

    If borrower rates decrease during your rate lock period, you can "float down" to the lower interest rate. This feature usually comes with a fee that can range from 0.25% to 1% of your mortgage ...

  3. Mortgage rate lock: What it is and when you should use one - AOL

    www.aol.com/finance/mortgage-rate-lock-one...

    Most lenders won’t lock your rate for less than 30 days unless you’re ready to close, and often offer the same rate for a 15-day and 45-day period. Ask about the rates for several lock periods ...

  4. How to avoid mortgage rate lock extension fees - AOL

    www.aol.com/finance/avoid-mortgage-rate-lock...

    Guild Mortgage, for example, charges $1,500 for a 120-day lock, while AmeriSave Mortgage charges $500 for a 90-day lock. Some lenders base the cost on the reason for the extension.

  5. Commitment rate - Wikipedia

    en.wikipedia.org/wiki/Commitment_rate

    Commitment rates are the rates at which mortgage loans can be sold to another entity, such as Fannie Mae and Freddie Mac or other lenders. The Fannie Mae Commitment Rate is the rate that Fannie requires for a par-priced loan. From the commitment rate, Fannie extracts its guarantee fee (which has tended to average around 19bp).

  6. 7-day SEC yield - Wikipedia

    en.wikipedia.org/wiki/7-day_SEC_yield

    The examples assume interest is withdrawn as it is earned and not allowed to compound. If one has $1000 invested for 30 days at a 7-day SEC yield of 5%, then: (0.05 × $1000 ) / 365 ~= $0.137 per day. Multiply by 30 days to yield $4.11 in interest. If one has $1000 invested for 1 year at a 7-day SEC yield of 2%, then:

  7. Pros and Cons of Locking Your Mortgage Rate - AOL

    www.aol.com/finance/pros-cons-locking-mortgage...

    For premium support please call: 800-290-4726 more ways to reach us

  8. Daily mortgage rates for April 11, 2024: Rates remain steady ...

    www.aol.com/finance/daily-mortgage-rates-for...

    At the conclusion of its rate-setting policy meeting on March 20, 2024, the Fed left the federal funds target interest rate of 5.25% to 5.50% unchanged, marking the fifth consecutive time it’s ...

  9. Why You Should Lock In Current High Interest Rates on Your CD ...

    www.aol.com/why-lock-current-high-interest...

    With interest rates at their highest point in years, bank customers have flocked into certificates of deposit, high-yield savings and other accounts to get big returns on their money. But a recent ...