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Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts , similar to mutual funds , and the choice of which of the available separate accounts to use is entirely up to the contract owner.
Universal life insurance is a type of permanent life insurance that offers both a death benefit and a cash value component – the latter of which can grow over time.
Variable universal life insurance is a type of permanent life insurance policy, like whole life insurance. The growth in a VUL’s cash value is tax-deferred, like growth in a health savings ...
Indexed universal life (IUL), also known as equity-indexed universal life insurance, links your policy’s cash value growth to a stock market index, such as the S&P 500. While this offers the ...
There are several types of universal life insurance policies, including interest-sensitive (also known as "traditional fixed universal life insurance"), variable universal life (VUL), guaranteed death benefit, and has equity-indexed universal life insurance. Universal life insurance policies have cash values. Paid-in premiums increase their ...
Variable life insurance provides lifelong protection with a cash value that grows through investments. Learn how this policy works and if it's right for you.
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