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Accidents in at-fault states vs. no-fault states. There are numerous car accident scenarios that can take place, and while each accident may be unique, there are standardized ways of handling the ...
When it comes to car insurance, a state is classified as either a no-fault state or a tort state. In no-fault states, PIP pays out to cover your injuries after an accident regardless of fault.
It's mandatory in no-fault states because it's the primary way people get their medical bills paid after an accident. Coverage limits vary widely by state, ranging from $2,500 to unlimited ...
24 states originally enacted no-fault laws in some form between 1970 and 1975; several of them have repealed their no-fault laws over time. Colorado repealed its no-fault system in 2003. Florida's no-fault system sunsetted on 1 October 2007, but the Florida legislature passed a new no-fault law which took effect 1 January 2008.
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
Accidents in states that don’t require car insurance While most states in the U.S. require drivers to have car insurance, there are a couple of exceptions. New Hampshire and Virginia do not ...
Fault refers to the party who caused a car accident. In some accidents, fault is easier to assign than in others, but will typically be ‘officially’ determined by the police and/or insurance ...
In a no-fault state, drivers carry special coverage that covers their medical expenses and, in some cases, lost wages, regardless of who is at fault in an accident. No-fault does not mean that no ...
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