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If you're in the market for a car and your credit history is shaky or worse, you'll see plenty of dealerships with signs proclaiming "no credit, no problem," "buy here, pay here," "no credit check
In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
A 2023 report from Moody's Investors Service indicates that new auto loan delinquencies are on the rise. In the second quarter of 2023, the delinquency rate for new auto loans climbed to 7.3%, up ...
Down payments can be made with a personal check, cashier's check, or physical cash, and some dealerships also allow credit card payments. But just because you can use a credit card for a down ...
Usually, car leases allow the lessee to drive the car for a certain number of miles for a certain number of years. The lessee pays a fixed monthly payment for the privilege of driving the vehicle, and when the lease ends, the lessee returns the vehicle to the lessor. The lessee pays only for the value of the vehicle for the term of the lease.
Including the Bricklin on its list of "The 20 Dumbest Cars of All Time", Autoblog wrote, "Memo to the world: When an automobile executive starts a new car company and proposes to name the car after himself, run like a stag in the opposite direction, lock your check book and credit cards in a safe and ask your best friend to keep the combination ...
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