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  2. 9 best budgeting apps for January 2025: $0 and low-cost ways ...

    www.aol.com/finance/best-budgeting-apps...

    The best budgeting apps to manage your money the modern way — including $0 and low-cost apps — chosen by a finance expert.

  3. Low-income loans: Personal loans for a tight budget - AOL

    www.aol.com/finance/low-income-loans-personal...

    If you’re not a W-2 employee but earn income from self-employment, side hustles, child support, alimony or government benefits, list these on your loan application.

  4. Understanding online marketplace lending - AOL

    www.aol.com/finance/understanding-online...

    Direct lenders vs. online lending networks. When working with direct lenders, you submit separate applications to each loan office. In the case of a network, you submit one application to be ...

  5. Budgeting loan - Wikipedia

    en.wikipedia.org/wiki/Budgeting_loan

    However, those in receipt of Universal Credit are ineligible for a budgeting loan and must instead apply for a Budgeting Advance instead. [1] The loan is meant to be used for household necessities and paying down existing consumer debt. [2] The total sum can be up to £812, if the applicant is part of a couple with children. [3]

  6. YNAB - Wikipedia

    en.wikipedia.org/wiki/YNAB

    YNAB has been named one of the best budgeting apps by U.S. News & World Report, Kiplinger's Personal Finance, CNN, HuffPost, CNBC, and hundreds of other financial reporting outlets. [10] The Wall Street Journal – Best budgeting app for hands-on budgeters. [11] Forbes – Best Budgeting Apps [12] Money – Best budgeting app for college ...

  7. Credit rationing - Wikipedia

    en.wikipedia.org/wiki/Credit_rationing

    Credit assessment is completed during the loan application process by applying a set criterion to an application which results in either a loan approval or decline. It is important to note that credit assessment is one way that the lender reduces risk of loan default and is thereby one example of how lenders may apply credit rationing in practice.

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