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2. Understanding the mortgage underwriting process - AOL

   www.aol.com/finance/understanding-mortgage...

   Mortgage underwriting is the process the lender uses to determine whether to approve your mortgage application. Before underwriting, a loan officer or mortgage broker collects credit and financial ...

3. Mortgage underwriting - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting

   To help the underwriter assess the quality of the loan, banks and lenders create guidelines and even computer models that analyze the various aspects of the mortgage and provide recommendations regarding the risks involved. However, it is always up to the underwriter to make the final decision on whether to approve or decline a loan.

4. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Mortgage underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit, capacity and collateral.

5. What Is an Underwriter and What Do They Do? - AOL

   www.aol.com/news/underwriter-194812724.html

   Underwriting is a common practice used in commercial, insurance and investment banking. Underwriters work for mortgage, loan, insurance or investment companies and do everything from evaluating ...

6. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   An underwriter is a person who evaluates the loan documentation and determines whether or not the loan complies with the guidelines of the particular mortgage program. It is the underwriter's responsibility to assess the risk of the loan and decide to approve or decline the loan.

7. What is manual mortgage underwriting? - AOL

   www.aol.com/finance/manual-mortgage-underwriting...

   FHA, VA, or other government-backed loans: Most of these government-backed loans use automatic underwriting, though manual underwriting can be permitted, or even required in some cases.