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Racial profiling or redlining has a long history in the property-insurance industry in the United States. [30] From a review of industry underwriting and marketing materials, court documents, and research by government agencies, industry and community groups, and academics, it is clear that race has long affected and continues to affect the ...
Brooklyn, NY HOLC redlining Map. HOLC is often cited as the originator of mortgage redlining. [11] [12] HOLC maps [13] generated during the 1930s to assess credit-worthiness were color-coded by mortgage security risk, with majority African-American areas disproportionately likely to be marked in red indicating designation as "hazardous."
In 1933, the federally created Home Owners' Loan Corporation (HOLC) created maps that coded areas as credit-worthy based on the race of their occupants and the age of the housing stock. These maps, adopted by the Federal Housing Administration (FHA) in 1944, established and sanctioned "redlining". Residents in predominately minority ...
The neighborhood beautification is part of Williams “Redefining Redlining” project that ... MacArthur grant recipient's latest public work looks at the history of redlining through 100,000 red ...
Segregation is a common tale in American cities — most practiced discrimination in housing loans and urban renewal — but at the same time, every town has its own unique narratives.
Linda Blackford: In Lexington, a series of serendipitous events will shine a new spotlight on Lexington’s history of housing segregation for the first time. ‘Massive, systemic and ...
[15] [16] More generally, some historians suggest that white flight occurred in response to population pressures, both from the large migration of blacks from the rural Southern United States to urban cities of the Northern United States and the Western United States in the Great Migration and the waves of new immigrants from around the world. [17]
Roanoke, Virginia HOLC redlining map. With the passing of National Housing Act of 1934, the United States government began to make low-interest mortgages available to families through the Federal Housing Administration (FHA). Black families were explicitly denied these loans. While technically legally allowed these loans, in practice they were ...