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The doctrine of privity of contract is a common law principle which provides that a contract cannot confer rights or impose obligations upon anyone who is not a party to that contract. [1]
PT Jaminan Kredit Indonesia (Jamkrindo) is a part of one of Indonesia's state-owned enterprises and is a component of PT Bahana Pembinaan Usaha Indonesia (Indonesia Financial Group), operating in the field of credit guarantee, both conventional and sharia. [1] It is the only state-owned enterprise tasked with providing guarantees. [2] [3] [4]