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Umbrella insurance: Adding an umbrella policy can provide an additional $1 million or more in liability coverage beyond your homeowner’s policy, potentially for less than $300 per year.
Weather cancellation insurance reduces an organization’s risk in planning an outdoor event. When a company or organization is holding a concert, running a special event, having a sale, or executing any form of outdoor activity and the weather prevents that activity from taking place, the organization risks losing whatever money that has been invested in the planning, organization, marketing ...
Subject to the "fortuity principle", the event must be uncertain. The uncertainty can be either as to when the event will happen (e.g. in a life insurance policy, the time of the insured's death is uncertain) or as to if it will happen at all (e.g. in a fire insurance policy, whether or not a fire will occur at all). [4]
A captive insurance agent works exclusively with one insurer, selling only that company’s products (e.g., a State Farm agent who solely sells State Farm insurance policies).
In the event of an accidental death, accidental death and dismemberment insurance, often abbreviated as "AD&D", will pay benefits in addition to any life insurance held by the insured. Accidental deaths are the third leading cause of death in the U.S. [4] Some accident insurance policies will include benefits for accidental death and dismemberment.
The NJ SAIP insurance does cost about one dollar per day for coverage — $365 for the whole year. It’s designed to offer an affordable option for drivers who cannot afford a full coverage policy.
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