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2. How does ‘buy now, pay later’ affect your credit score? - AOL

   www.aol.com/finance/does-buy-now-pay-later...

   With revolving accounts, the amount of available credit you use (called credit utilization) also significantly impacts your credit score — accounting for 30 percent of it.

3. What is a credit privacy number? - AOL

   www.aol.com/finance/credit-privacy-number...

   A credit privacy number, or CPN, is a nine-digit number similar to a Social Security number. Companies may try to sell you a CPN with promises of guaranteed loan approval, but this is a scam.

4. Here's what it means that buy now, pay later loans are on ...

   www.aol.com/finance/heres-means-buy-now-pay...

   More than 100 million Americans used buy now, pay later loans – also known as point-of-sale financing – within the last year, according to TransUnion.

5. Credit scorecards - Wikipedia

   en.wikipedia.org/wiki/Credit_scorecards

   A credit score is primarily based on a credit report, information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan ...

6. Fear of credit card debt adds fuel to Buy Now, Pay Later - AOL

   www.aol.com/news/fear-credit-card-debt-adds...

   The Consumer Financial Protection Bureau found this year that BNPL customers were more likely to also use credit cards, payday loans and other high-interest financial services, while 18% of BNPL ...

7. What do lenders look for beyond your credit score?

   www.aol.com/finance/lenders-look-beyond-credit...

   Your credit score is the primary factor most lenders use when approving you for a loan. But other financial factors matter, too. But other financial factors matter, too. Lenders commonly consider ...