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Benefits of cosigning. Drawbacks of cosigning. You can help a loved one qualify for a loan. You assume full liability for payments and late fees if the main borrower falls behind or files bankruptcy
If the money is not a loan but a gift that is not expected to be paid back, then the family members need to consider whether that money could be considered a taxable gift, Schnusenberg said.
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It is difficult and often demoralizing to ask family for financial help — and asking for or lending money can often lead to strained relationships and damaged finances. On the relationship side ...
Never lending, but giving, money to a family member can prevent a lot of awkwardness down the road. More From GOBankingRates. 4 Low-Risk Accounts Financially Savvy People Trust for Reliable ...
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