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2004 study found the median credit score for whites in 2001 was 738, but the median credit score for African Americans was 676 and for Hispanics was 670. [ 36 ] 2004 research study found fewer than 40% of consumers who lived in high-Black Indigenous and people of color [BIPOC] neighborhoods had credit scores of over 701.
But because the courses count as credit at some colleges and universities, students who take them often skip out on actual entry-level classes in the subjects, which provide real grounding in ...
Research conducted by specialist bank The Mortgage Lender suggested that Brits have a limited understanding of credit scores: nearly two-thirds (62 per cent) of the 2,000 UK adults surveyed said ...
The last time credit scores fell was between April and October 2013, when the average FICO score dropped by two points, to 690. Credit scores have steadily increased since then — even during the ...
After all, having a poor credit score can make it much harder to qualify for loans or refinance existing debt at a lower rate. Now that Donald Trump has been sworn into office as president, you ...
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Income is not a direct factor in determining credit score in the United States. Rather, credit score is affected by the amount of unused available credit, which is in turn affected by income. [212] Income is also considered when evaluating creditworthiness more generally. The US public vastly overestimates the amount spent on foreign aid. [213]
A new WalletHub survey reveals an unprecedented nationwide drop in credit scores, with Alaska plummeting the most and even top performers losing ground. American credit scores in crisis: All 50 ...