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In the used car market in the United States and Canada, buy here, pay here, often abbreviated as BHPH, refers to a method of running an automobile dealership in which dealers themselves extend credit to purchasers of automobiles. [1] Typically, purchasers of cars at BHPH dealerships have poor credit history, and loans have high interest rates. [1]
In some cases, vehicles financed through a "buy-here-pay-here" car dealership—in which the consumer (generally those with poor credit) finances a car and pays the dealer directly without a bank—may require comprehensive and collision depending on the amount owed for the vehicle.
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An 1856 oil painting of Winchester by Edward Beyer Map of Winchester, Virginia, and the surrounding Frederick County (Winchester is independent of the county but is the county seat). Winchester is located at 39°10′41″N 78°10′01″W / 39.178°N 78.167°W / 39.178; -78
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Winchester was a site of volatile conditions during the Civil War of 1861–1865, with control shifting between the Confederate and Union armies on average once every three weeks during the war. Many battles were fought in Frederick County. Some of those battles included: First Battle of Kernstown, March 1862; First Battle of Winchester, May 1862
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