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New insurance policy options under the Patient Protection and Affordable Care Act, also known as Obamacare, are now available to millions of Americans. Most people have now heard of the various ...
The categories vary in their division of premiums and out-of-pocket costs: bronze plans have the lowest monthly premiums and highest out-of-pocket costs, while platinum plans are the reverse. [ 26 ] [ 44 ] The percentages of health care costs that plans are expected to cover through premiums (as opposed to out-of-pocket costs) are, on average ...
Obamacare maintained the concept of health insurance exchanges as a key component of health care. President Obama stated that it should be "a market where Americans can one-stop shop for a health care plan, compare benefits and prices, and choose the plan that's best for them, in the same way that Members of Congress and their families can.
Silver plans were the most popular, accounting for 67% of marketplace selections. Gold plans were 7%. Platinum plans accounted for 3%. On average across the four metal tiers, premiums were up 20% for HMOs and 18% for EPOs. Premiums for POS plans were up 15% from 2015 to 2016, while PPO premiums were up just 8%. [citation needed]
Take, for instance, the metal plans: Bronze, Silver, Gold, and Platinum categories correspond to the percentage of out-of-pocket medical costs. Bronze plans usually have the lowest premiums but ...
The Patient Protection and Affordable Care Act, better known as Obamacare, has drawn criticism from those arguing that premiums will go up under the law. But while many focus solely on premiums ...
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