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  2. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    People with very poor credit have a VantageScore between 300 to 499, people with poor credit have a score between 500 to 600, people with fair credit have scores between 601 to 660, and good ...

  3. Alternatives to credit repair: 4 other paths to a better score

    www.aol.com/finance/alternatives-credit-repair...

    Working with a credit repair company is not the only way to start mending your damaged credit. If a credit repair company isn’t right for your needs, consider handling the credit repair process ...

  4. 5 Ways to Minimize Credit Damage After a Late Payment - AOL

    www.aol.com/news/5-ways-minimize-credit-damage...

    Here are five ways to minimize damage to your credit and financial life after slipping up and making a late payment. If you don't allow a delinquency to go beyond 30 days, it can't be reported to ...

  5. Replacement value - Wikipedia

    en.wikipedia.org/wiki/Replacement_value

    If insufficient coverage is purchased to rebuild the home, the insured may have to pay substantial uninsured costs out of their own pocket. In 2013, a survey found that about 60% of homes have replacement cost estimates which are too low by an estimated 17 percent. [6]

  6. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    As an example, for a common credit card quoted at 12.99% APR compounded monthly, the one year EAR is (+), or 13.7975%. For 12.99% APR compounded daily, the EAR paid on a stable balance over one year becomes 13.87% (where the .000049 addition to the 12.99% APR is possible because the new rate does not exceed the advertised APR [ citation needed ] ).

  7. Actual cash value - Wikipedia

    en.wikipedia.org/wiki/Actual_cash_value

    The damaged television had 50% (5 years) of its life remaining. According to insurance calculations, the Actual Cash Value (ACV) is determined by multiplying the current replacement cost of $2,500 by the remaining useful life percentage of 50%, resulting in an ACV of $1,250.

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