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2. What are APR fees on a mortgage? - AOL

   www.aol.com/finance/apr-fees-mortgage-194052712.html

   Recording fees: These reflect the cost of filing the deed and mortgage with the local property records office. Prepaid expenses: This includes prepaid homeowners insurance premiums, ...

3. Closing costs - Wikipedia

   en.wikipedia.org/wiki/Closing_costs

   Mortgage application fees, paid by the buyer to the lender, to cover the costs of processing their loan application. In some cases, the buyer would pay the lender the application directly and prior to closing, while in other cases the fee is part of the buyer's closing costs payable at closing.

4. Deed of reconveyance: What it is and how it works - AOL

   www.aol.com/finance/deed-reconveyance-works...

   Once you pay off your mortgage, the mortgage lender — also referred to as the “trustee” — creates the deed of reconveyance document. The lender then signs this document and has it notarized.

5. Recording (real estate) - Wikipedia

   en.wikipedia.org/wiki/Recording_(real_estate)

   However, as a result of the various state recording acts, the courts will protect a bona fide purchaser who pays valuable consideration and does not have knowledge of the prior unrecorded deed from the claims of a prior grantee under that deed. The same is true respecting most types of unrecorded liens or encumbrances.

6. Mortgage law - Wikipedia

   en.wikipedia.org/wiki/Mortgage_law

   If repaid on time, the lender would reinvest title using a reconveyance deed. This was the mortgage by conveyance (aka mortgage in fee) or, when written, the mortgage by charter and reconveyance [8] and took the form of a feoffment, bargain and sale, or lease and release. Since the lender did not necessarily enter into possession, had rights of ...

7. Notary public (New York) - Wikipedia

   en.wikipedia.org/wiki/Notary_public_(New_York)

   Certain persons cannot be commissioned as a notary public in New York. [4] These include a non-citizen, [3] someone who has neither a residence nor a business in New York, [3] a person convicted of certain felonies, [3] a person removed from office as notary or commissioner of deeds, [9] and a convicted draft dodger. [10]