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Hazard insurance is a term mortgage companies use to specify the portion of your homeowners insurance policy that covers its insurable interest, the dwelling and other structures. The remaining ...
The company was founded in 1977 by George E. Cates. [3] In 1993, the company was organized as a real estate investment trust. [1] In February 1994, the company acquired The Cates Company from George E. Cates and became a public company via an initial public offering. [3] In March 2009, founder George E. Cates retired. [3]
Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.
Short-term rental (STR) describes furnished self-contained apartments or houses that are rented for short periods of time. [1] They are usually seen as an alternative to hotels . "Short stay" rentals are an offshoot of the corporate housing market, [ 2 ] and are also offered by private owners and investors via online platforms such as Airbnb .
The cost of homeowner's insurance often depends on what it would cost to replace the house and which additional endorsements or riders are attached to the policy. The insurance policy is a legal contract between the insurance carrier (insurance company) and the named insured(s). It is a contract of indemnity and will put the insured back to ...
However, most insurance companies will offer an optional sewer backup endorsement. Some insurance agents may recommend this coverage if your home has an older plumbing system, or you have a ...
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