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If you decide to take on a major financial obligation like a new credit card, mortgage or apartment rental, expect a hard inquiry into your credit. In many cases, a hard credit inquiry will only ...
If you have bad credit or even fair credit, you may find it more difficult to rent an apartment. Strategies to consider include renting with a smaller landlord, finding a cosigner or guarantor for ...
In 2009, TransUnion representatives testified before the Connecticut legislature about their practice of marketing credit score reports to employers for use in the hiring process. Legislators in at least twelve states introduced bills, and three states have passed laws, to limit the use of credit check during the hiring process. [57]
There are two ways potential lenders and creditors check your credit: A hard credit inquiry or a soft credit inquiry. A hard credit inquiry impacts your credit score (usually by a few points), is ...
Most landlords rely on a tenant screening company to produce a tenant screening report - to compile relevant credit, [1] public records and other information needed to adequately vet prospective tenants. Information gleaned from the application, tenant screening report, and the landlord's research is used to arrive at a decision based on the ...
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