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If you decide to take on a major financial obligation like a new credit card, mortgage or apartment rental, expect a hard inquiry into your credit. In many cases, a hard credit inquiry will only ...
There are two ways potential lenders and creditors check your credit: A hard credit inquiry or a soft credit inquiry. A hard credit inquiry impacts your credit score (usually by a few points), is ...
One kind of credit check will hurt your credit score. The other won't. Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 ...
Credit scores are often used in determining prices for auto and homeowner's insurance. Starting in the 1990s, the national credit reporting agencies that generate credit scores have also been generating more specialized insurance scores, which insurance companies then use to rate the insurance risk of potential customers.
Renting an apartment: Most landlord credit checks are soft pulls. Hard inquiries. ... Keep an eye on your credit report to confirm the hard credit check is removed.
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