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  2. Secured vs. unsecured business line of credit - AOL

    www.aol.com/finance/secured-vs-unsecured...

    Term loan: With a term loan, businesses are given a lump sum to cover various business expenses, including payroll, inventory or the purchase of equipment or real estate. Loan amounts vary by the ...

  3. Pros and cons of unsecured business loans - AOL

    www.aol.com/finance/pros-cons-unsecured-business...

    Alternatives to unsecured business loans. Unsecured business loans are just one source of funds that your company can consider. There are many other ways to get funding or borrow money for your ...

  4. How to create a business budget - AOL

    www.aol.com/finance/create-business-budget...

    Bankrate insight. If your total product revenue is $50 and the total production costs are $35, your gross profit would be $15. To find the gross profit margin, you’d do the following calculation ...

  5. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    Debt service coverage requirements for a term or amortizing loan is generally 1.1:1, and is defined as principal payments, plus interest expense, throughout one fiscal year analyzed on a 12-month trailing basis. Commercial loans are available in 48 states. They are: Multi-Family Commercial Loan Programs; Mixed-Use Commercial Loan Programs

  6. Small business financing - Wikipedia

    en.wikipedia.org/wiki/Small_business_financing

    From there, the business owner uses that company retirement plan to buy shares of his own company, thus contributing to the company's finances. [7] This small business financing option allows the business owner to obtain the benefits of debt and equity financing while avoiding the disadvantages such as burdensome debt payments. More than 10,000 ...

  7. Project finance - Wikipedia

    en.wikipedia.org/wiki/Project_finance

    The most common project finance construction contract is the engineering, procurement and construction (EPC) contract. An EPC contract generally provides for the obligation of the contractor to build and deliver the project facilities on a fixed price, turnkey basis, i.e., at a certain pre-determined fixed price, by a certain date, in ...

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