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Should a firm have no separate accounts, then its only account is the general account. The term should not be thought of narrowly in terms of a bank account or general ledger account, but rather the broader concept of all the investments or assets of the insurance company available to meet a claim. Unlike a separate account, the general account ...
There is a worldwide Free Access to Law Movement which advocates free access to legal information. The Wired Magazine Article Who Owns The Law is an introduction to the access to legal information issue. Postsecondary organizations such as K-12 work to share information. They feel it is a legal and moral obligation to provide access (including ...
In Calder, a California resident in the entertainment business sued the National Enquirer, located in Florida, for libel based on an allegedly defamatory article published by the magazine. While the article was written and edited in Florida, the Court found that personal jurisdiction was properly established in California because of the effects ...
The ghost of claims past. This Florida woman bought a flood insurance policy for $8,600 — but after her home flooded during Tropical Storm Debby, her nearly $100K claim was denied due to a major ...
Liability insurance in Florida. When it comes to liability insurance in Florida, only property damage liability (PDL) is technically required by law, of which drivers are required to carry $10,000 ...
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
This Florida couple’s home was flooded during Hurricane Helene — paid insurance for 12 years but a 3.5-inch step down to living room meant claim was denied. Here’s the ‘laughable’ reason why
In some states, the injured worker (or their attorney) will also have the option of settling or redeeming their workers' compensation claim, accepting a lump sum in exchange for relinquishing their right to further benefits.In Florida, undocumented workers may appeal after being denied workers' compensation, because Florida law specifies that ...