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Our reviews are grounded in research and a commitment to clarity. With a keen eye on the pulse of the industry, we’ve sifted through the many annuity companies out there, evaluating them against ...
Annuities provide tax-deferred retirement income. Learn how they work, the pros and cons, and whether an annuity fits your retirement plan.
The backup to the insurance company is your state’s guaranty association. It is a good practice to check on the financial solvency of an insurer before purchasing an annuity contract. 4. Highly ...
Variable annuities have features of both life insurance and investment products. [4] In the U.S., annuity insurance may be issued only by life insurance companies, although private annuity contracts may be arranged between willing parties although typically the intent of these is to reduce taxes. Insurance companies are regulated by the states ...
Indexed annuities are a type of fixed annuity which are regulated and distributed in the same manner as fixed annuities (through licensed insurance agents). Indexed annuities are a conservative safe money place for retirement dollars. [4] Indexed annuities usually provide a purchaser with various options for interest crediting.
In February 2016, the company suspended sales of annuities and life insurance, putting the existing books of business into runoff. [35] [36] In June 2016, the company sold its term life insurance platform to Pacific Life. [37] In October 2016, China Oceanwide Holdings Group agreed to buy the company for $2.7 billion.
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