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Take, for instance, the metal plans: Bronze, Silver, Gold, and Platinum categories correspond to the percentage of out-of-pocket medical costs. Bronze plans usually have the lowest premiums but ...
Within the exchanges, insurance plans are offered in four tiers designated from lowest premium to highest premium: bronze, silver, gold, and platinum. The plans cover ranges from 60% to 90% of bills in increments of 10% for each plan.
Bronze plans were the second most popular in 2015, making up 22% of marketplace plan selections. Silver plans were the most popular, accounting for 67% of marketplace selections. Gold plans were 7%. Platinum plans accounted for 3%. On average across the four metal tiers, premiums were up 20% for HMOs and 18% for EPOs.
Gold level: On average, the health plan pays 80% of covered health-care costs; the consumer pays 20%. Platinum level: On average, the health plan pays 90% of covered health-care costs; the consumer pays 10%. Minimum coverage plan (worst-case scenario): If the consumer is under 30 and cannot afford the other plans, this is another option. It ...
Most people are familiar with the bronze, silver, gold, and platinum tiers that are available. Millions of Americans are looking at the new insurance options they have under the Patient Protection ...
Most people in the United States have health insurance. According to the latest data from the National Health Interview Survey, which took place from January to June 2020, over 90% of all persons...