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  2. Standard Deduction Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/s/standard-deduction

    A standard deduction is a flat amount that applies to all qualified taxpayers. An itemized deduction requires calculations, proof of a qualifying expense, and time to fill out extra IRS forms at tax time. A taxpayer cannot claim standard deductions and itemized deductions; he must choose one. Generally, if a taxpayer qualifies for a standard ...

  3. Itemized Deduction Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/i/itemized-deduction

    A standard deduction is a flat amount that applies to all qualified taxpayers. An itemized deduction requires calculations, proof of a qualifying expense, and time to fill out extra IRS forms at tax time. A taxpayer cannot claim standard deductions and itemized deductions; he must choose one. Generally, if a taxpayer qualifies for a deduction ...

  4. Deduction Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/d/deduction

    How Does a Deduction Work? For example, if your gross income is $100,000 this year but you qualify for a $10,000 deduction, then you will be taxed on $100,000 - $10,000 = $90,000. If your effective tax rate is, say, 20%, then instead of paying 20% of $100,000 (i.e., $20,000) you can take the deduction and only have to pay 20% of $90,000 ($18,000).

  5. Taxable Income | Meaning & Examples - InvestingAnswers

    investinganswers.com/dictionary/t/taxable-income

    The Internal Revenue Service (IRS) defines taxable income as any amount of earned money reported to the agency. Unless specifically exempted by law, most of your earned income is taxable. Reported in several forms, examples of taxable income include wages, salaries, and any bonuses you receive from your work which are documented on Form W-2.

  6. D = Depreciation (read definition of depreciation) A = Amortization (read definition of amortization) There are many different ways to measure corporate profits, including net income, operating income, and a host of other metrics (keep reading for further details). The benefit of EBITDA is that it measures the profits generated by a firm's day ...

  7. Tax Deduction Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/t/tax-deduction

    Based on their circumstances, they can deduct the mortgage interest from their taxable income, meaning that they only have to pay federal income tax on $150,000 - $10,000 = $140,000. Tax deductions have financial value. In our example, without the mortgage interest deduction, John would have paid income tax on that additional $10,000 of income.

  8. Tax Shield Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/t/tax-shield

    For example, let's say John and his wife have a baby in 2011. When John files his tax return for the year 2011, he qualifies for a $1,000 child tax credit, which lowers his tax bill by $1,000. In other words, John's baby is a tax shield. There are hundreds of different tax shields available to individuals and companies, though the tax shields ...

  9. Standard Deviation Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/s/standard-deviation

    Standard deviation is a measure of the risk that an investment will fluctuate from its expected return. The smaller an investment's standard deviation, the less volatile it is. The larger the standard deviation, the more dispersed those returns are and thus the riskier the investment is. Many technical indicators (such as Bollinger Bands ...

  10. FFO -- Funds from Operations -- Definition & Example -...

    investinganswers.com/dictionary/f/funds-operations-ffo

    Funds from Operations = Net Income + Depreciation + Amortization - Gains on Sales of Property. Let's assume Company XYZ is a REIT that owns several properties. Last year, Company XYZ's income statement looked like this: Using the formula above, we can calculate Company XYZ's FFO as follows: $2,500,000 + $2,000,000 - $200,000 = $4,300,000.

  11. Ad Valorem Tax Definition & Example - InvestingAnswers

    investinganswers.com/dictionary/a/ad-valorem-tax

    Ad valorem (Latin for 'according to the value') taxes are levied solely as a percentage of a property's market value without regard to quantity or intrinsic value. For instance, if the market value of a 2,000 square-foot home is $100,000, the ad valorem tax levied will be based solely on the home's $100,000 value, regardless of its relative ...