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  2. How requesting a credit limit increase affects your credit - AOL

    www.aol.com/finance/requesting-credit-limit...

    On the flip side, try to avoid requesting a credit limit bump if any of the following circumstances have arisen: a job loss or a reduction in income; a significant decrease in your credit score ...

  3. Cut off? What to do if your credit card issuer lowered your limit

    www.aol.com/finance/cut-off-credit-card-issuer...

    When a credit card issuer lowers the limit on a card that has a balance, though, the debt-to-credit limit ratio will be inflated and can have a serious negative effect on your credit scores. For ...

  4. My new card has a lower credit limit than I expected - AOL

    www.aol.com/finance/card-lower-credit-limit...

    Getting approved for a lower credit limit may mean a hit to both your confidence and your credit score. If you were assigned a lower credit limit than you expected, canceling your new credit card ...

  5. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    This may increase your credit utilization ratio, which can decrease your credit score. Here’s an example: You have five credit cards each with a $1,000 limit, making your total available credit ...

  6. Credit Score Expert Advice: Asking for Lower Credit Card ...

    www.aol.com/finance/credit-score-expert-advice...

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  7. Why Did My Credit Score Drop? 10 Common Reasons for a ... - AOL

    www.aol.com/finance/why-did-credit-score-drop...

    Your credit inquiries get reported on your credit report for two years and, although the effect diminishes over time, every hard credit check counts against you in the credit scoring model.

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