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2. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   DIY credit repair: 5 steps to clean up your credit When it comes to errors on your credit reports, you have the legal right to get the information removed or fixed for free.

3. How to clean up credit reports - AOL

   www.aol.com/finance/clean-credit-reports...

   How to clean up a credit report fast. Cleaning up your credit report isn’t an instant process, but the sooner you start, the sooner any needed changes can take place.

4. What is a pay-for-delete letter? - AOL

   www.aol.com/finance/pay-delete-letter-195458239.html

   The premise of a pay-for-delete letter is simple: You offer to pay off the debt, either in full or as a negotiated settlement, and the creditor erases the account from your credit history. However ...

5. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   Services limited to cardholders or only offering trial plans are excluded. The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report."

6. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   You have five credit cards each with a $1,000 limit, making your total available credit $5,000. Your regular monthly credit card expenses total $1,000. Your credit utilization ratio is 20 percent ...

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   Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!