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2. How to refinance student loans with bad credit - AOL

   www.aol.com/finance/refinance-student-loans-bad...

   A poor credit score could make refinancing your student loans difficult, or you may only qualify for a new loan with subpar terms. A credit score of 650 or higher is optimal for most lenders who ...

3. Have Bad Credit? You Can Still Consolidate Some of Your ...

   www.aol.com/finance/bad-credit-still-consolidate...

   Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

4. Do Your Student Loans Affect Your Credit? - AOL

   www.aol.com/finance/student-loans-affect-credit...

   The good news is that deferment, a temporary break from making student loan payments without adding interest, does not hurt your credit score. Also, a forbearance which allows you to temporarily ...

5. Educational Credit Management Corporation - Wikipedia

   en.wikipedia.org/wiki/Educational_Credit...

   Educational Credit Management Corporation (ECMC) is a United States nonprofit corporation based in Minnesota. Since 1994, ECMC has operated in the areas of student loan bankruptcy management and loan collection. ECMC is one of a number of guaranty agencies that oversee student loans for the United States Department of Education. As a guarantor ...

6. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   In 10 years, the loan program experienced 230% growth in the loan portfolio and 130% growth in the loan recipients. Student loan debt in 2019 is the highest it has ever been. According to the latest loan debt statistics, student loan debt has become the second highest consumer debt category behind mortgage debt. [15]

7. Many student loan borrowers are in for a big, bad surprise in ...

   www.aol.com/finance/many-student-loan-borrowers...

   A recent survey by the Consumer Financial Protection Bureau found that among borrowers who had only used a standard, 10-year repayment plan, 31% did not know they could choose an alternative.. In ...