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2. Can you get a student loan with bad credit? - AOL

   www.aol.com/finance/student-loan-bad-credit...

   A good credit score, however, is often necessary when applying for private student loans, which are provided by banks, credit unions and online lenders. Most private lenders require applicants to ...

3. Have Bad Credit? You Can Still Consolidate Some of Your ...

   www.aol.com/finance/bad-credit-still-consolidate...

   Student loan consolidation combines multiple student loans with different interest rates and term lengths into a single loan. Discover: Top 10 Richest People in the World More: 22 Side Gigs That ...

4. How to refinance student loans with bad credit - AOL

   www.aol.com/finance/refinance-student-loans-bad...

   If you have bad credit, you may be motivated to refinance your student loans to lower monthly payments. However, many lenders require a minimum credit score in the mid-to-high 600s.

5. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]

6. Educational Credit Management Corporation - Wikipedia

   en.wikipedia.org/wiki/Educational_Credit...

   Since 1994, ECMC has operated in the areas of student loan bankruptcy management and loan collection. ECMC is one of a number of guaranty agencies that oversee student loans for the United States Department of Education. As a guarantor working on behalf of the U.S. Department of Education, ECMC charges fees to debtors and earns commissions from ...

7. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [2] The Revised Pay As You Earn Plan is available to all Direct Loan borrowers regardless of when the money was borrowed.