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  2. EMV - Wikipedia

    en.wikipedia.org/wiki/EMV

    If an EMV reader is compromised to the extent that the conversation between the card and the terminal is intercepted, then the attacker may be able to recover both the track-two data and the PIN, allowing construction of a magnetic stripe card, which, while not usable in a Chip and PIN terminal, can be used, for example, in terminal devices ...

  3. Smart card - Wikipedia

    en.wikipedia.org/wiki/Smart_card

    The CCID (Chip Card Interface Device) is a USB protocol that allows a smart card to be interfaced to a computer using a card reader which has a standard USB interface. This allows the smart card to be used as a security token for authentication and data encryption such as Bitlocker .

  4. Card reader - Wikipedia

    en.wikipedia.org/wiki/Card_reader

    A card reader is a data input device that reads data from a card-shaped storage medium and provides the data to a computer. Card readers can acquire data from a card via a number of methods, including: optical scanning of printed text or barcodes or holes on punched cards, electrical signals from connections made or interrupted by a card's punched holes or embedded circuitry, or electronic ...

  5. Can chip cards be skimmed? - AOL

    www.aol.com/finance/chip-cards-skimmed-210000691...

    Chip cards can still be skimmed — or shimmed — at card readers and ATMs. Stay vigilant to keep your chip card safe, understand the safest ways to pay and know the steps to take if you do ...

  6. Why businesses are not using credit card chip readers - AOL

    www.aol.com/finance/2016-04-12-why-businesses...

    Retailers are now responsible for any money lost owing to credit card fraud if they do not use a chip reader, and while some large retailers have readers installed, not all of them are actively ...

  7. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    The response displayed by a CAP reader essentially consists of the various parts of the card's response (Application Transaction Counter, MAC, etc.) which is then reduced to specific bits as determined by the Issuer Authentication Indicator (IAI) record stored in the card (this is set on a per-issuer basis, although should an issuer desire, it ...

  8. Contactless smart card - Wikipedia

    en.wikipedia.org/wiki/Contactless_smart_card

    A contactless smart card is a card in which the chip communicates with the card reader through an induction technology similar to that of an RFID (at data rates of 106 to 848 kbit/s). These cards require only close proximity to an antenna to complete a transaction.

  9. Why do businesses require a signature for credit card ... - AOL

    www.aol.com/finance/why-businesses-require...

    Technology has fundamentally changed the need for signatures in credit card transactions. With the arrival of chip-and-PIN technology and electronic card readers that can confirm a card’s status ...

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