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  2. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Follow 5 steps to fix your credit without spending a penny. While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and ...

  3. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    Guarantee removal of credit information: Negative marks on your credit report that are correct and timely can’t legally be removed by a credit repair company.

  4. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    The bottom line. Taking charge of your credit is not just about numbers — it’s about taking control of your financial future. Whether you’re aiming to secure a loan, rent an apartment or ...

  5. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  6. PayPal Credit - Wikipedia

    en.wikipedia.org/wiki/PayPal_Credit

    Once the PayPal Credit account is linked to PayPal, PayPal credit becomes a funding option within the PayPal account. PayPal credit will email the customer whenever they are declined. PayPal Credit is not a credit card but a revolving line of credit offered by Synchrony Bank. Much like a traditional credit card, the company will charge late ...

  7. Chargeback - Wikipedia

    en.wikipedia.org/wiki/Chargeback

    A chargeback is a return of money to a payer of a transaction, especially a credit card transaction. Most commonly the payer is a consumer. The chargeback reverses a money transfer from the consumer's bank account, line of credit, or credit card. The chargeback is ordered by the bank that issued the consumer's payment card. In the distribution ...

  8. How thousands of Americans got caught in fintech’s false promise

    www.aol.com/news/thousands-americans-got-caught...

    The most popular finance apps in the country, including Block’s Cash App, PayPal and Chime partner with banks instead of owning them. They account for 60% of all new fintech account openings ...

  9. Advance-fee scam - Wikipedia

    en.wikipedia.org/wiki/Advance-fee_scam

    Scam letter posted within South Africa. An advance-fee scam is a form of fraud and is a common confidence trick.The scam typically involves promising the victim a significant share of a large sum of money, in return for a small up-front payment, which the fraudster claims will be used to obtain the large sum.