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  2. What does it mean when your credit card application is pending?

    www.aol.com/finance/does-mean-credit-card...

    If your credit card application status is pending, the best thing you can do is stay patient. While many banks and credit card issuers resolve pending credit card applications within a day or two ...

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    Follow 5 steps to fix your credit without spending a penny. ... A hard inquiry or “hard pull” means that a creditor has requested to check your credit history as part of a loan or application ...

  4. Why Is My Venmo Payment Pending? And How Do I Fix It? - AOL

    www.aol.com/why-venmo-payment-pending-fix...

    Simple, safe and just about everywhere, Venmo now boasts more than 83 million active users, according to Moneyzine. Of this large group, more than one in three are between 18 and 29 years old....

  5. PayPal Credit - Wikipedia

    en.wikipedia.org/wiki/PayPal_Credit

    Once the PayPal Credit account is linked to PayPal, PayPal credit becomes a funding option within the PayPal account. PayPal credit will email the customer whenever they are declined. PayPal Credit is not a credit card but a revolving line of credit offered by Synchrony Bank. Much like a traditional credit card, the company will charge late ...

  6. Authorization hold - Wikipedia

    en.wikipedia.org/wiki/Authorization_hold

    Authorization hold (also card authorization, preauthorization, or preauth) is a service offered by credit and debit card providers whereby the provider puts a hold of the amount approved by the cardholder, reducing the balance of available funds until the merchant clears the transaction (also called settlement), after the transaction is completed or aborted, or because the hold expires.

  7. Banker's acceptance - Wikipedia

    en.wikipedia.org/wiki/Banker's_acceptance

    Often, banks were willing to buy time drafts from the party holding the acceptance, provided the issuer was credit worthy. [8] If the party holding the acceptance sold the note before maturity, a discount value called the Banker's Discount was used to reduce the face value of the amount to be handed over to the claimant.

  8. How to repair your credit in 5 steps - AOL

    www.aol.com/finance/repair-credit-5-steps...

    Employ the tactics outlined in this credit repair guide and get your score back on track. ... To continue improving your credit score, only apply for credit when truly necessary. 4. Take strategic ...

  9. Transfer credit - Wikipedia

    en.wikipedia.org/wiki/Transfer_credit

    Transfer credit is not official until an academic officer of the college or university provides a written verification that the award has been accepted and applied on the academic transcript meeting the degree requirement. Transfer credit is not guaranteed when a student transfers from one institution to another.